Paylo is in early access and billing is not switched on yet — early-access businesses use it free of charge. The plans below show what we intend to charge afterwards; nothing is billed without your agreement first.
*Invoices, payment records and their original documents must be kept for 8 years by law (§147 AO, §14b UStG), so they stay stored after you close your account and are deleted automatically once the retention period ends. Prices are in euros, indicative, excluding VAT, and may change before billing starts.
Illustrative only — enter how much time your team really spends on incoming invoices and how much of it you expect to save. Results depend entirely on your inputs.
Core invoice processing is the same on every plan. Today only the number of approval levels is enforced per plan; the invoice volumes and the Pro-only features (Gmail import, Open Banking payments) are the plan we intend to apply once billing starts.
| Feature | Starter | Pro | Enterprise |
|---|---|---|---|
| Invoices per month (from billing start) | 50 | 500 | Unlimited |
| Approval chain levels | 1 | 2 | Unlimited |
| AI reading: PDF, photo, XRechnung / ZUGFeRD | ✓ | ✓ | ✓ |
| Arithmetic, IBAN, VAT-ID (VIES) and §14 checks | ✓ | ✓ | ✓ |
| Fraud checks (duplicates, amount, new vendor, changed IBAN) | ✓ | ✓ | ✓ |
| Auto-approve limits & monthly caps | ✓ | ✓ | ✓ |
| Vendor self-service portal | ✓ | ✓ | ✓ |
| Steuerberater access (read-only, many Mandanten per advisor) | ✓ | ✓ | ✓ |
| DATEV export & GoBD archive | ✓ | ✓ | ✓ |
| Email notifications | ✓ | ✓ | ✓ |
| Gmail inbox import | ✗ | ✓ | ✓ |
| Open Banking payments (Yapily) & SEPA file | ✗ | ✓ | ✓ |
Straight answers about where Paylo stands today.
Yes. Paylo is in invite-only early access and billing is not switched on. You don't enter a card. If and when we start charging, we will tell you the price first and ask for your agreement.
Paylo prepares the payment and, if you connect your bank through our Open Banking provider (Yapily), initiates it — but you confirm every payment in your own bank with strong customer authentication. Paylo cannot move money on its own. Alternatively you can download a SEPA payment file and upload it in your online banking. Bank connections are available for supported banks in the EU and UK.
Yes. Paylo exports a DATEV Buchungsstapel (EXTF) with SKR03 or SKR04 and a GoBD archive (originals, SHA-256 index, audit log, Verfahrensdokumentation template). The account numbers and tax keys are suggestions — please confirm them with your Steuerberater. Paylo supports your GoBD obligations but is not a certified product and does not replace tax advice.
Each of your clients invites your email address from its Paylo account. You then see all of them in one overview, open their invoices and originals, and download one DATEV package for all Mandanten at once — read-only, with every access logged in the client's audit trail. Your clients need a Paylo account to invite you. Kanzlei access is included during early access; the commercial terms for Kanzleien aren't set yet and will be announced before anything is charged.
It can happen, which is why Paylo recalculates the totals, VAT and line items and checks the IBAN and VAT ID. If anything doesn't add up, the invoice is held for a person and kept out of automatic payment and the DATEV export until it's reviewed. You remain responsible for checking amounts and bank details before a payment is made.
Yes — export CSV, DATEV or the full GoBD archive any time, and close your account in the settings. Access, bank and email connections and personal profile data are removed immediately. Invoices, payment records and their originals must by law be retained for 8 years, so they stay stored (locked, not used) until that period ends and are then deleted automatically.
We haven't set a date. The plan limits and prices on this page are the current plan, not a commitment, and may change before launch.
We onboard businesses one at a time and send an invite code by email.